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Sunday, June 12, 2011

What Should Riders Know About Motorbike Accident Claims

By Jack Wogan


For all the victims of a motorbike accident, the Motorbike Accident Law provides help in claiming compensation. There is a limit as regards the time you can claim for compensation, which is three years from the accident date. Motorbike accident claims follow the same steps as other accident claims.

It is very important to bring proofs that you are not guilty for the accident, or at least that your guilt was only partial. You need a solicitor from a specialized firm in motorbike accidents to advise you and to help you gather all the relevant evidence. The police have to be called immediately so that they can come to the scene of the accident. There, they can provide a detailed report of the accident that you need for later. You have to call the police in any cases, even if the accident is a minor one and you are not badly injured. You are entitled to make a claim even in the case when the person who caused the accident does not stop, or does not have insurance. The Motor Insurance Bureau will deal with this problem. You need to know that the law obliges all drivers and motorbikers to have at least third party insurance.

Accidents can be caused by defects in the roads surfaces such as damages, mud, oil spillage. If you had an accident caused by spillages, you should know that you can make a claim for motorbike accident personal injury compensation against the responsible party with the road maintenance. Accidents can be caused by negligent drivers as well. Drivers are better protected by their cars, while motorbikers have only their helmets and motorbike suits as protection.

When you have been approved for compensation for motorcycle accident that you did not cause, you will get back all the money you spent after the accident as a consequence of it. You will be reimbursed the value of your personal and material loss and damages, including medical expenses, counseling and therapy expenses. Also, you will get back the money for loss of income and earnings, diminution of earning capacity, repair or replacement for damaged property.

Your insurance company must be noticed as soon as possible about the accident. They will be able to come to the scene if they believe it is necessary and gather all the evidence they can get such as the police report, photos, names of the witnesses, any proofs about the other drivers, proofs from the surveillance cameras. The crash expert's report is also very important in proving that you were not at fault. You also need to retell your own personal version which can be relevant for the investigation.




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